Making your own latte can save big bucks!

Dr. Beth McMillan, a student in the computer science at the University of Oxford, did the math and found that if you stopped ponying up the average $3.19 on a latté everyday and put that money into an account that paid 6% interest over 50 years, you'd end up with $337,942.69.

There are even more ways to save too. David Bach’s book “The Automatic Millionaire,” mentions “The Latte Factor,” but he goes much further with a calculator for coffee and other purchases including cigarettes and ATM fees that make you take a look at the small expenses you have every day, and how redirect that spending elsewhere.

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