Andy Woods

Andy Woods

Andy has been in radio for over 40 years gracing the airwaves on rock, top 40 and country stations across the country and shows no signs of stopping....Full Bio

 

A Few Things Your Credit Card Company Could Do 4 You...just ask 'em.

A lot of people don't know this.  If you ever miss a credit card payment, just ASK them to waive the late fee. Unless it's a regular thing, there's a good chance they'll do it.

According to a new survey, here are four things your credit card company will usually do for you if you just call them up and ask . . .

1.  Waive a late payment fee.  Only 25% of us have asked, and it worked 87% of the time.  You just can't do it all the time.

2.  Up your credit limit.  28% of people have asked, and it worked 89% of the time.

3.  Lower your interest rate.  19% of people have asked, and it worked 69% of the time.

4.  Waive their annual fee.  Only 11% of people have asked for it.  51% had it waived, and another 31% ended up paying a lower fee.  So that's an 82% success rate.

The survey did find it's a little harder for YOUNG people to get a yes on all that stuff.  But once you hit your mid-to-late 20's, your chances go way up.  

93% of people between 27 and 36 who've asked for any of those four things have gotten a yes at least once.


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